Covered California Frequently Asked Questions

For People Living with HIV and Hepatitis C and People Considering PrEP

Covered California open enrollment begins today November 1, 2017 and continues through January 31, 2018. However, there may be some confusion about how the current Administration’s actions may impact your health care.

The California HIV/AIDS Policy Research Centers, which includes Project Inform, has released a set of common questions and answers to help you better understand your coverage through Covered California. This guide is designed specifically to help people living with HIV and hepatitis C and people who are considering PrEP.

Read the full guide here.

Some key point to remember:

  • Covered California will have a full open enrollment period from November 1, 2017 to January 31, 2018. If you need your coverage to start on January 1, 2018, you must sign up by December 15, 2017.
  • Because President Trump recently ended federal funding for financial assistance known as cost-sharing reductions, Covered California health insurance companies will add a surcharge to Silver plans in 2018.
  • However, because the surcharge will only be applied to Silver plans, most consumers will see their premiums stay the same or decrease, since the amount of financial help they receive through tax credits will also rise.
  • Consumers who do not receive tax credits to help pay their premiums have other plan options that do not include the surcharge.
  • For 2018, Anthem Blue Cross is withdrawing from most pricing regions, and Health Net is removing its HMO from a few regions. Consumers who had these plans will need to shop for a new plan or they will be defaulted into a comparable plan.
  • There are several cost-savings programs available for people living with HIV and hepatitis C and people considering PrEP.

Read the full question and answer guide HERE.